Lineage/Pricing
What it costs
Free to start. Genuinely.
Bring in what you have and see the picture before you decide anything. No card to begin, and nothing that quietly locks your own documents behind a paywall later.
Three tiers
Priced by how complicated your family is.
Not by how wealthy. A household with one salary and one flat should not pay what a household with a business, a fund commitment and holdings in two countries pays — and it doesn’t.
Early families are on the free tier while we build, and will be told well in advance of anything changing.
| Individual | Household | Advisory | |
|---|---|---|---|
| Who it’s for | One person putting their own picture together for the first time. | A family: spouse, parents, and the businesses its members own. | Regulated advisory practices carrying client families — co-branded or white-label. |
| Cost | Free during the early period. | Announced before it applies. Free for early families. | Priced per practice. Talk to us. |
| Asset classes | All of them. Coverage is never the thing that’s gated. | All of them, across every member of the household. | All of them, across every client group. |
| Document reading and proof | Included. | Included. | Included, with the reconciled output handed to the practice. |
| Governance checks | Included for your own holdings. | Across the whole household, including discoverability scoring. | Across the book, with a portfolio view of what needs attention. |
| Cross-border | Included. | Included, per member, with residency tracked separately for each. | Included. |
| Advisor access | Grant scoped access to your own advisor. | Multiple advisors, each with their own scope and end date. | You are the advisor — deliverables, client management and your own branding. |
| Export and deletion | Always available, always free. | Always available, always free. | Always available, always free. |
How we price
Four things we’ve decided not to do.
Pricing is where products reveal what they actually think of their users. These are commitments rather than current settings, and we would rather be held to them in public.
Your data is never the fee
We will not fund a cheaper tier by selling, brokering or monetising what your family owns. Not to lenders, not to insurers, not to anyone.
Export is never gated
Getting your own documents and your own picture back out is free on every tier, including after you stop paying. Nothing you supplied becomes hostage.
Coverage is never the lever
We won’t hide an asset class behind an upgrade. A picture missing your private fund isn’t a cheaper picture, it’s a wrong one.
No commission from anyone you might buy from.
- We don’t take a cut for pointing you at a product. The moment a platform earns more when you buy a particular fund, insurance policy or loan, its advice stops being advice.
- Professionals on the platform are paid by you, not by us. Lineage keeps the record straight and never sits between an advisor and their client.
- The only thing we sell is the platform. Which means the only way we grow is if the picture is worth having.
Straight answers
Before you ask.
What does “free during the early period” actually mean?
It means no card, no trial clock, and no feature held back to force a decision. When paid tiers begin, early families will be told in advance and will not lose access to anything they have already put in.
Is filing included?
The platform prepares the position. Filing itself, along with advice and legal paperwork, is delivered by a verified professional — yours or one from the platform — and priced by them. Lineage does not take a cut of their fee.
Do you charge per document or per asset?
No. Metered pricing on documents would punish exactly the families who most need a complete picture. Tiers are set by household shape, not by volume.
What happens if I stop paying?
The household drops to read and export. You keep access to your picture and can take everything with you at any time. Nothing you supplied is deleted without you asking for it.
Cost isn’t the thing stopping you.
It’s the folder. Start with last year’s, and see what the picture looks like.